Know Your Rishi Profile
1 ) Which of these investments would you feel more comfortable owning?1) Have you invested any money in the past? If yes, what has been your experience so far?
I have just started investing and do not have any prior investment experience
I invest mainly in fixed deposits , post office savings
Option b plus debt-based mutual funds, monthly income plans and traditional insurance plans
Option b & c plus equity- based mutual funds and ULIPs
Option b , c d plus a mix of equity shares & real estate
2 ) What percentage of your monthly income is generally available for investment?
<10%
11% - 20%
21% - 30%
31% - 40%
> 41%
3 ) Assume that you have bought an equity share and its value fell by more than 25%, but there is no change in the fundamentals of the company. What will you do?
Sell the entire holding
Sell part of the holding to prevent large losses
Maintain current holding and wait and watch further before deciding anything
Increase holding as fundamentals continue to be good
Buy very aggressively, to bring down the average cost of acquisition
4 ) Which statement best describes your approach as an investor?
I want my investment to be completely safe and I donít mind accepting very low returns for it
I want to preserve my capital in the long term, however, I donít mind taking small risks for little extra returns
I want my investment to grow in the long run ; I donít mind losing a part of my principal in the short term
I want very high returns, and I am willing to take some amount of risk
I want my investments to grow substantially and it should earn the highest possible returns
5 ) Which age group do you belong to?
61 yrs and above
51 to 60yrs
41 to 50yrs
31 to 40 yrs
18 to 30yrs
6 ) You are prepared to accept short Ė term losses if you believe the long term returns will be good, do you agree?
Strongly disagree
Disagree
Neutral
Agree
Strongly agree
7 ) You have sufficient funds set aside to cover most emergencies, do you agree?
Strongly disagree
Disagree
Neutral
Agree
Strongly Agree
8 ) I expect my investment earnings to increase in line with inflation over the next 5 years.
Strongly Agree
Agree
Neutral
Disagree
Strongly Disagree
9 ) I would quit my job and start my own business if the right opportunity arose.
Strongly Agree
Agree
Neutral
Disagree
Strongly Disagree
10 ) I have sufficient funds set aside to cover most emergencies.
Strongly Disagree
Disagree
Neutral
Agree
Strongly Agree